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Elina Balagula | President

The Hedaya Capital Group, Inc.
240 W. 35th Street, Suite 305
New York, NY 10001
(212) 233-0044 x216

Elina serves as the General Counsel and Business Development Officer to The Hedaya Capital Group, counseling senior management on legal issues and facilitating the growth of start-up and mid-size businesses. Prior to joining Hedaya Capital, she was an associate in a large New Jersey based law firm, representing corporate clients in commercial litigation, including bankruptcy and turnarounds. Elina's legal background and experience in business reorganization enables Hedaya Capital to structure optimal financing solutions that provide working capital, factoring, and purchase order financing for an array of industries, including apparel, consumer goods, food and beverage, and others. Elina earned her J.D. from Fordham University School of Law, and her B.S. from New York University's Stern School of Business. She is admitted to practice in New York and New Jersey. 

Avi Levine - Vice President

Star Funding, Inc.
237 W. 37th Street, 5th Floor
New York, NY 10018

Avi Levine is a Vice President at STAR Funding. With a focus on Purchase Order Funding, Factoring and International Trade Finance Avi draws from past experience in apparel, import/export and distribution to structure creative financing solutions for his clients. Avi lives on the Upper East Side of Manhattan with his wife and two daughters.

Jennifer Smith - Treasurer 


747 Third Avenue | Floor 18 | New York, NY 10017


O. (212) 402-3490 | F. (212) 402-3507 |

www.marinopr.com | @marinopr





Jennifer joined Marino as an assistant controller in April 2017. Jennifer previously worked at Friedman LLP for over 11 years, most recently as a Senior Manager.

Marino is a full-service strategic communications firm that serves a broad client roster and is home to a talented, committed and diverse team of communications professionals and digital strategists in New York, Los Angeles, and Boston. Now in its 24th year, the company has represented various clients spanning a full spectrum of market sectors since its inception.

Jennifer Smith received a combined B.S./M.S. in Accounting from Pace University.



Dorothy Zhao - Secretary

Israel Discount Bank of New York
511 5th Ave., 6th Floor
New York, NY 10017
(212) 551-8288

Dorothy joined the C&I Middle Market group of Israel Discount Bank of New York in October 2008.  As a Vice President and Relationship Manager, Dorothy's responsibilities include portfolio and client relationship management, business development, and credit quality assessment.  Her portfolio encompasses a variety of industries ranging from manufacturers, importers, attorney offices, and jewelry manufacturers and wholesalers.  Prior to Israel Discount Bank, she worked for International Finance Corporation - China Project Development Facility for promoting finance for small and medium sized enterprises.

Dorothy earned her M.S. in Finance from Sam Houston State University, and B.S. from Southwestern University of Finance and Economics.

Andrew Barone | Membership Chair

Rosenthal & Rosenthal

1370 Broadway

New York, NY 10018

(212) 356-1721



Andrew joined Rosenthal Inc. as an Account Executive in February 2016 and is responsible for managing client relationships, including the daily cash needs of clients in a wide range of industries.  In addition to his portfolio responsibilities, Andrew is actively involved in New Business Development for the firm.  Prior to joining Rosenthal, Andrew was a Sales Analyst for Societe Generale on their Equity Swap Desk.  He is a graduate of Adelphi University and holds a B.B.A. degree in Management.

"Contemporary Credit Club" is a 501(c)6 non-profit organization. New York, NY

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